Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,505 | $55,713-90.1% | $75,901-92.7% | $72,975-92.5% |
| Participation rate | 69.9% | 61.1%+8.8pp | 69.3%+0.6pp | 69.5%+0.4pp |
| Annual return | 19.64% | 27.60%-8.0pp | 30.76%-11.1pp | 81.01%-61.4pp |
| Employer contribution / active EE | $706 | $1,687-58.2% | $2,501-71.8% | $2,440-71.1% |
| Participant deferral / active EE | $706 | $2,634-73.2% | $3,603-80.4% | $3,608-80.4% |
| Admin fee / account holder | $805 | $3,980-79.8% | $5,420-85.2% | $5,124-84.3% |