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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,304 | $46,534-54.2% | $64,097-66.8% | $75,177-71.7% |
| Participation rate | 69.2% | 65.9%+3.3pp | 72.3%-3.1pp | 67.2%+2.0pp |
| Annual return | 19.27% | 26.07%-6.8pp | 33.75%-14.5pp | 160.75%-141.5pp |
| Employer contribution / active EE | $648 | $1,976-67.2% | $2,750-76.4% | $2,671-75.7% |
| Participant deferral / active EE | $2,995 | $2,835+5.7% | $3,881-22.8% | $4,126-27.4% |
| Admin fee / account holder | $100 | $2,957-96.6% | $3,070-96.8% | $5,651-98.2% |