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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,836 | $104,544-79.1% | $76,657-71.5% | $152,897-85.7% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | -8.61% | 1014.36%-1023.0pp | 1166.74%-1175.3pp | 345.43%-354.0pp |
| Employer contribution / active EE | $1,774 | $3,118-43.1% | $2,303-23.0% | $4,764-62.8% |
| Participant deferral / active EE | $11,660 | $4,236+175.3% | $3,335+249.6% | $5,851+99.3% |
| Admin fee / account holder | $1,558 | $12,286-87.3% | $6,423-75.7% | $11,599-86.6% |