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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,765 | $129,960-79.4% | $104,299-74.3% | $134,545-80.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -20.76% | 42.06%-62.8pp | 24.62%-45.4pp | 418.37%-439.1pp |
| Employer contribution / active EE | $5,546 | $4,186+32.5% | $3,373+64.4% | $4,742+17.0% |
| Participant deferral / active EE | $1,709 | $5,589-69.4% | $4,626-63.1% | $6,401-73.3% |
| Admin fee / account holder | $1,240 | $9,324-86.7% | $7,339-83.1% | $11,431-89.2% |