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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,991 | $93,117-94.6% | $77,096-93.5% | $134,532-96.3% |
| Participation rate | 71.4% | 74.5%-3.1pp | 67.9%+3.5pp | 81.2%-9.8pp |
| Annual return | -17.01% | 62.67%-79.7pp | 42.35%-59.4pp | 418.27%-435.3pp |
| Employer contribution / active EE | $1,110 | $3,420-67.6% | $2,814-60.6% | $4,741-76.6% |
| Participant deferral / active EE | $1,332 | $5,241-74.6% | $4,429-69.9% | $6,401-79.2% |
| Admin fee / account holder | $1,627 | $6,948-76.6% | $5,428-70.0% | $11,429-85.8% |