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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,561 | $160,040+26.6% | $147,096+37.7% | $145,877+38.9% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 18.14% | 98.49%-80.4pp | 419.75%-401.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $6,929 | $5,289+31.0% | $4,936+40.4% | $4,663+48.6% |
| Participant deferral / active EE | $12,207 | $8,429+44.8% | $8,071+51.2% | $6,691+82.5% |
| Admin fee / account holder | $1,016 | $15,050-93.3% | $13,005-92.2% | $13,402-92.4% |