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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,561 | $160,070+26.5% | $147,117+37.7% | $145,897+38.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 18.14% | 98.69%-80.5pp | 420.54%-402.4pp | 552.29%-534.1pp |
| Employer contribution / active EE | $6,929 | $5,285+31.1% | $4,932+40.5% | $4,663+48.6% |
| Participant deferral / active EE | $12,207 | $8,419+45.0% | $8,065+51.4% | $6,689+82.5% |
| Admin fee / account holder | $1,016 | $15,035-93.2% | $12,993-92.2% | $13,390-92.4% |