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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,056 | $162,136-56.8% | $152,301-54.0% | $154,746-54.7% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 18.60% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $2,592 | $4,890-47.0% | $4,624-44.0% | $4,379-40.8% |
| Participant deferral / active EE | $7,681 | $8,341-7.9% | $8,004-4.0% | $6,730+14.1% |
| Admin fee / account holder | $692 | $15,759-95.6% | $14,398-95.2% | $14,365-95.2% |