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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,932 | $138,102-89.2% | $125,381-88.1% | $134,532-88.9% |
| Participation rate | 86.4% | 84.5%+1.9pp | 82.4%+4.0pp | 81.2%+5.1pp |
| Annual return | -20.24% | 750.73%-771.0pp | 572.31%-592.5pp | 418.27%-438.5pp |
| Employer contribution / active EE | $2,958 | $5,245-43.6% | $4,815-38.6% | $4,741-37.6% |
| Participant deferral / active EE | $4,680 | $7,801-40.0% | $7,448-37.2% | $6,401-26.9% |
| Admin fee / account holder | $769 | $11,568-93.4% | $10,007-92.3% | $11,429-93.3% |