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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,851 | $196,972-79.3% | $182,262-77.6% | $198,609-79.4% |
| Participation rate | 95.0% | 85.7%+9.3pp | 84.2%+10.8pp | 82.4%+12.6pp |
| Annual return | 19.36% | 158.27%-138.9pp | 140.60%-121.2pp | 202.70%-183.3pp |
| Employer contribution / active EE | $4,118 | $5,364-23.2% | $5,046-18.4% | $5,055-18.5% |
| Participant deferral / active EE | $7,249 | $8,643-16.1% | $8,276-12.4% | $6,977+3.9% |
| Admin fee / account holder | $1,520 | $18,429-91.8% | $16,712-90.9% | $19,030-92.0% |