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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,851 | $154,228-73.5% | $145,433-71.9% | $137,256-70.2% |
| Participation rate | 95.0% | 83.8%+11.2pp | 82.1%+12.9pp | 80.0%+15.0pp |
| Annual return | 19.36% | 74.59%-55.2pp | 66.58%-47.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $4,118 | $4,804-14.3% | $4,554-9.6% | $4,156-0.9% |
| Participant deferral / active EE | $7,249 | $8,216-11.8% | $7,897-8.2% | $6,407+13.2% |
| Admin fee / account holder | $1,520 | $14,344-89.4% | $13,129-88.4% | $12,270-87.6% |