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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,003 | $150,447-53.5% | $136,298-48.6% | $147,586-52.6% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 23.68% | 1049.15%-1025.5pp | 5156.27%-5132.6pp | 578.59%-554.9pp |
| Employer contribution / active EE | $4,885 | $5,256-7.1% | $4,696+4.0% | $4,876+0.2% |
| Participant deferral / active EE | $6,624 | $6,631-0.1% | $6,247+6.0% | $5,439+21.8% |
| Admin fee / account holder | $965 | $10,906-91.2% | $9,244-89.6% | $10,886-91.1% |