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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,690 | $198,457-10.0% | $170,435+4.8% | $147,586+21.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.67% | 257.30%-249.6pp | 205.94%-198.3pp | 578.59%-570.9pp |
| Employer contribution / active EE | $6,000 | $6,183-3.0% | $5,432+10.4% | $4,876+23.0% |
| Participant deferral / active EE | $32,000 | $5,629+468.4% | $4,939+547.8% | $5,439+488.4% |
| Admin fee / account holder | $3,779 | $16,852-77.6% | $13,881-72.8% | $10,886-65.3% |