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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,482 | $84,236-41.3% | $170,435-71.0% | $70,126-29.4% |
| Participation rate | 31.3% | 70.8%-39.6pp | 83.6%-52.3pp | 69.5%-38.3pp |
| Annual return | 18.12% | 23.06%-4.9pp | 205.94%-187.8pp | 73.15%-55.0pp |
| Employer contribution / active EE | $882 | $3,387-73.9% | $5,432-83.8% | $2,343-62.3% |
| Participant deferral / active EE | $1,181 | $3,086-61.7% | $4,939-76.1% | $3,332-64.5% |
| Admin fee / account holder | $979 | $5,698-82.8% | $13,881-92.9% | $4,645-78.9% |