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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,853 | $93,617-43.5% | $135,982-61.1% | $75,177-29.7% |
| Participation rate | 84.9% | 75.2%+9.7pp | 81.9%+3.0pp | 67.2%+17.7pp |
| Annual return | 28.32% | 30.89%-2.6pp | 68.32%-40.0pp | 160.75%-132.4pp |
| Employer contribution / active EE | $6,114 | $3,538+72.8% | $4,859+25.8% | $2,671+128.9% |
| Participant deferral / active EE | $13,074 | $6,406+104.1% | $7,760+68.5% | $4,126+216.8% |
| Admin fee / account holder | $1,028 | $6,980-85.3% | $10,767-90.5% | $5,651-81.8% |