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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,814 | $27,936-75.6% | $58,561-88.4% | $75,173-90.9% |
| Participation rate | 7.7% | 38.8%-31.2pp | 50.9%-43.2pp | 67.2%-59.5pp |
| Annual return | 22.91% | 44.21%-21.3pp | 4251.33%-4228.4pp | 160.72%-137.8pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $328 | $1,202-72.7% | $1,923-82.9% | $4,126-92.1% |
| Admin fee / account holder | $82 | $1,727-95.3% | $2,520-96.8% | $5,651-98.6% |