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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,367 | $96,678-52.0% | $86,640-46.5% | $139,466-66.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 8.75% | 106.69%-97.9pp | 592.52%-583.8pp | 373.66%-364.9pp |
| Employer contribution / active EE | $8,778 | $3,265+168.8% | $3,024+190.3% | $4,754+84.7% |
| Participant deferral / active EE | $0 | $4,837-100.0% | $4,438-100.0% | $6,712-100.0% |
| Admin fee / account holder | $10,365 | $6,410+61.7% | $5,616+84.6% | $11,409-9.1% |