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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,349 | $99,011-88.5% | $86,582-86.9% | $147,586-92.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 30.51% | 1312.75%-1282.2pp | 965.08%-934.6pp | 578.59%-548.1pp |
| Employer contribution / active EE | $1,572 | $3,132-49.8% | $2,839-44.6% | $4,876-67.8% |
| Participant deferral / active EE | $6,481 | $3,972+63.2% | $3,609+79.6% | $5,439+19.2% |
| Admin fee / account holder | $614 | $5,709-89.3% | $4,904-87.5% | $10,886-94.4% |