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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,299 | $86,298-48.7% | $111,308-60.2% | $85,847-48.4% |
| Participation rate | 75.6% | 73.3%+2.3pp | 77.3%-1.7pp | 69.3%+6.3pp |
| Annual return | 7.03% | 19.99%-13.0pp | 54.67%-47.6pp | 318.61%-311.6pp |
| Employer contribution / active EE | $426 | $2,044-79.1% | $2,732-84.4% | $2,565-83.4% |
| Participant deferral / active EE | $1,689 | $3,641-53.6% | $4,487-62.4% | $3,952-57.3% |
| Admin fee / account holder | $1,950 | $8,189-76.2% | $7,965-75.5% | $6,261-68.9% |