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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,876 | $116,203-91.5% | $93,621-89.5% | $152,897-93.5% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.8%-25.8pp | 82.5%-32.5pp |
| Annual return | 45.30% | 35.96%+9.3pp | 32.76%+12.5pp | 345.43%-300.1pp |
| Employer contribution / active EE | $905 | $3,219-71.9% | $2,719-66.7% | $4,764-81.0% |
| Participant deferral / active EE | $1,815 | $4,605-60.6% | $4,070-55.4% | $5,851-69.0% |
| Admin fee / account holder | $33 | $10,751-99.7% | $7,890-99.6% | $11,599-99.7% |