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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,306 | $117,846-48.8% | $102,434-41.1% | $145,884-58.7% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.41% | 31.90%-21.5pp | 29.46%-19.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,145 | $3,615-40.7% | $3,023-29.1% | $4,662-54.0% |
| Participant deferral / active EE | $7,025 | $5,733+22.5% | $5,055+39.0% | $6,690+5.0% |
| Admin fee / account holder | $23,609 | $13,356+76.8% | $9,462+149.5% | $13,392+76.3% |