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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,806 | $48,078-77.5% | $78,676-86.3% | $62,881-82.8% |
| Participation rate | 10.7% | 65.2%-54.5pp | 73.6%-62.9pp | 69.3%-58.6pp |
| Annual return | -150.00% | 31.36%-181.4pp | 62.19%-212.2pp | 20.14%-170.1pp |
| Employer contribution / active EE | $274 | $2,015-86.4% | $2,850-90.4% | $2,281-88.0% |
| Participant deferral / active EE | $883 | $2,587-65.9% | $3,517-74.9% | $3,203-72.4% |
| Admin fee / account holder | $9 | $3,206-99.7% | $4,510-99.8% | $4,296-99.8% |