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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,325 | $72,071-80.1% | $68,368-79.0% | $137,256-89.6% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.8%+6.2pp | 80.0%0pp |
| Annual return | 24.68% | 353.14%-328.5pp | 292.57%-267.9pp | 220.34%-195.7pp |
| Employer contribution / active EE | $1,076 | $2,788-61.4% | $2,649-59.4% | $4,156-74.1% |
| Participant deferral / active EE | $5,674 | $4,410+28.7% | $4,123+37.6% | $6,407-11.4% |
| Admin fee / account holder | $532 | $5,336-90.0% | $5,150-89.7% | $12,270-95.7% |