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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,013 | $63,365-49.5% | $91,994-65.2% | $72,975-56.1% |
| Participation rate | 89.1% | 72.5%+16.6pp | 78.6%+10.5pp | 69.5%+19.6pp |
| Annual return | 0.00% | 35.35%-35.3pp | 69.04%-69.0pp | 81.01%-81.0pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,306 | $4,883+49.6% | $5,924+23.3% | $3,608+102.5% |
| Admin fee / account holder | $1,336 | $4,670-71.4% | $7,744-82.8% | $5,124-73.9% |