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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,982 | $95,406-61.2% | $185,849-80.1% | $85,847-56.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 14.46% | 23.59%-9.1pp | 122.10%-107.6pp | 318.61%-304.1pp |
| Employer contribution / active EE | $4,806 | $3,314+45.0% | $5,169-7.0% | $2,565+87.4% |
| Participant deferral / active EE | $2,376 | $3,424-30.6% | $5,569-57.3% | $3,952-39.9% |
| Admin fee / account holder | $1,329 | $7,214-81.6% | $16,244-91.8% | $6,261-78.8% |