Retirement plan

THOMAS C. WILSON, LLC UNION EMPLOYEES 401(K) PROFIT SHARING PLAN

Name: THOMAS C. WILSON, LLC - THOMAS C. WILSON, LLC UNION EMPLOYEES 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: THOMAS C. WILSON, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THOMAS C. WILSON, LLC UNION EMPLOYEES 401(K) PROFIT SHARING PLAN, THOMAS C. WILSON, LLC

THOMAS C. WILSON, LLCEIN 45-4668543Plan #006PY 2016

21-11 44TH AVENUE - LONG ISLAND CITY, NY 11101718-729-3360tcwilson.comLinkedIn11-50 employeesbusiness supplies and equipment

Other plans on this EIN

1 filing

#007Retirement-$1.4M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$570K

+15.3% from 2015

Total participants

-9.1% from 2015

Average account balance

$56,969

+26.9% from 2015

Annual return

8.62%

+9.76 pp from 2015

Benchmarks

See 30,914 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort30,914 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$104K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$45K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1032

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$4K

$470 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.743%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,969

$90,486-37.0%

$78,676-27.6%

$273,972-79.2%

Participation rate

100.0%

76.5%+23.5pp

73.6%+26.4pp

83.0%+17.0pp

Annual return

8.62%

75.62%-67.0pp

62.19%-53.6pp

41.46%-32.8pp

Employer contribution / active EE

$1,891

$3,175-40.4%

$2,850-33.6%

$4,869-61.2%

Participant deferral / active EE

$2,259

$3,901-42.1%

$3,517-35.8%

$5,287-57.3%

Admin fee / account holder

$423

$5,263-92.0%

$4,510-90.6%

$10,133-95.8%

THOMAS C. WILSON, LLC UNION EMPLOYEES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THOMAS C. WILSON, LLC UNION EMPLOYEES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion