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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,797 | $107,941-87.2% | $91,994-85.0% | $152,909-91.0% |
| Participation rate | 93.8% | 81.2%+12.6pp | 78.6%+15.1pp | 82.5%+11.3pp |
| Annual return | 84.13% | 89.28%-5.1pp | 69.04%+15.1pp | 345.46%-261.3pp |
| Employer contribution / active EE | $2,910 | $4,212-30.9% | $3,453-15.7% | $4,764-38.9% |
| Participant deferral / active EE | $6,590 | $6,366+3.5% | $5,924+11.2% | $5,851+12.6% |
| Admin fee / account holder | $719 | $10,521-93.2% | $7,744-90.7% | $11,601-93.8% |