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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,836 | $217,432-61.0% | $185,849-54.4% | $167,536-49.4% |
| Participation rate | 46.2% | 86.1%-39.9pp | 81.7%-35.6pp | 82.1%-36.0pp |
| Annual return | 8.85% | 148.42%-139.6pp | 122.10%-113.2pp | 478.82%-470.0pp |
| Employer contribution / active EE | $1,286 | $5,875-78.1% | $5,169-75.1% | $4,839-73.4% |
| Participant deferral / active EE | $3,938 | $6,357-38.1% | $5,569-29.3% | $6,342-37.9% |
| Admin fee / account holder | $141,613 | $19,818+614.6% | $16,244+771.8% | $12,315+1050.0% |