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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,942 | $183,988-85.4% | $162,177-83.4% | $152,897-82.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.97% | 150.79%-128.8pp | 115.60%-93.6pp | 345.43%-323.5pp |
| Employer contribution / active EE | $4,397 | $6,370-31.0% | $5,613-21.7% | $4,764-7.7% |
| Participant deferral / active EE | $6,246 | $8,032-22.2% | $7,297-14.4% | $5,851+6.8% |
| Admin fee / account holder | $405 | $13,123-96.9% | $10,843-96.3% | $11,599-96.5% |