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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,518 | $82,674-90.9% | $125,381-94.0% | $68,486-89.0% |
| Participation rate | 95.6% | 75.1%+20.5pp | 82.4%+13.2pp | 67.9%+27.7pp |
| Annual return | -15.91% | -5.97%-9.9pp | 572.31%-588.2pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,212 | $3,382-64.2% | $4,815-74.8% | $2,597-53.3% |
| Participant deferral / active EE | $3,296 | $6,111-46.1% | $7,448-55.7% | $4,028-18.2% |
| Admin fee / account holder | $2,571 | $6,277-59.0% | $10,007-74.3% | $5,404-52.4% |