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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,604 | $180,749-90.8% | $160,784-89.7% | $137,256-87.9% |
| Participation rate | 88.9% | 80.0%+8.9pp | 77.0%+11.9pp | 80.0%+8.9pp |
| Annual return | 20.53% | 2234.46%-2213.9pp | 1803.92%-1783.4pp | 220.34%-199.8pp |
| Employer contribution / active EE | $2,658 | $4,155-36.0% | $3,733-28.8% | $4,156-36.0% |
| Participant deferral / active EE | $2,911 | $6,844-57.5% | $6,293-53.7% | $6,407-54.6% |
| Admin fee / account holder | $1,156 | $10,397-88.9% | $9,717-88.1% | $12,270-90.6% |