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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,015 | $76,371-62.0% | $93,621-69.0% | $72,975-60.2% |
| Participation rate | 68.7% | 71.8%-3.1pp | 75.8%-7.2pp | 69.5%-0.8pp |
| Annual return | 26.09% | 25.82%+0.3pp | 32.76%-6.7pp | 81.01%-54.9pp |
| Employer contribution / active EE | $1,203 | $2,276-47.1% | $2,719-55.7% | $2,440-50.7% |
| Participant deferral / active EE | $6,296 | $3,538+77.9% | $4,070+54.7% | $3,608+74.5% |
| Admin fee / account holder | $1,161 | $6,839-83.0% | $7,890-85.3% | $5,124-77.3% |