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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,381 | $176,105-66.8% | $159,474-63.4% | $167,536-65.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.00% | 331.91%-315.9pp | 263.68%-247.7pp | 478.82%-462.8pp |
| Employer contribution / active EE | $6,760 | $5,299+27.6% | $4,831+39.9% | $4,839+39.7% |
| Participant deferral / active EE | $5,184 | $7,751-33.1% | $7,353-29.5% | $6,342-18.3% |
| Admin fee / account holder | $648 | $12,559-94.8% | $10,802-94.0% | $12,315-94.7% |