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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,391 | $209,874-25.5% | $189,537-17.5% | $167,536-6.7% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 5.36% | 748.61%-743.3pp | 555.34%-550.0pp | 478.82%-473.5pp |
| Employer contribution / active EE | $13,012 | $6,913+88.2% | $6,161+111.2% | $4,839+168.9% |
| Participant deferral / active EE | $19,377 | $8,934+116.9% | $8,220+135.7% | $6,342+205.5% |
| Admin fee / account holder | $17,201 | $14,299+20.3% | $12,048+42.8% | $12,315+39.7% |