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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,751 | $77,920-88.8% | $149,723-94.2% | $75,177-88.4% |
| Participation rate | 64.2% | 65.6%-1.4pp | 78.8%-14.6pp | 67.2%-3.0pp |
| Annual return | 28.50% | 31.72%-3.2pp | 134.50%-106.0pp | 160.75%-132.3pp |
| Employer contribution / active EE | $2,633 | $3,138-16.1% | $4,821-45.4% | $2,671-1.4% |
| Participant deferral / active EE | $1,846 | $3,411-45.9% | $5,682-67.5% | $4,126-55.3% |
| Admin fee / account holder | $237 | $5,951-96.0% | $13,215-98.2% | $5,651-95.8% |