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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,886 | $168,635-81.1% | $147,617-78.4% | $125,389-74.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -26.40% | 77.65%-104.0pp | 61.98%-88.4pp | 282.24%-308.6pp |
| Employer contribution / active EE | $13,500 | $6,252+115.9% | $5,564+142.6% | $4,866+177.4% |
| Participant deferral / active EE | $13,500 | $5,507+145.1% | $4,895+175.8% | $5,352+152.3% |
| Admin fee / account holder | $1,068 | $13,580-92.1% | $11,612-90.8% | $9,541-88.8% |