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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,758 | $180,459-39.7% | $154,108-29.4% | $135,380-19.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -12.36% | 888.21%-900.6pp | 735.21%-747.6pp | 519.81%-532.2pp |
| Employer contribution / active EE | $35,648 | $6,035+490.7% | $5,298+572.9% | $4,779+645.9% |
| Participant deferral / active EE | $11,840 | $5,806+103.9% | $5,081+133.0% | $5,609+111.1% |
| Admin fee / account holder | $350 | $16,145-97.8% | $13,411-97.4% | $10,828-96.8% |