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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,723 | $103,393-77.1% | $87,103-72.8% | $152,909-84.5% |
| Participation rate | 73.7% | 79.4%-5.7pp | 76.9%-3.2pp | 82.5%-8.8pp |
| Annual return | 17.67% | 28.10%-10.4pp | 28.19%-10.5pp | 345.46%-327.8pp |
| Employer contribution / active EE | $1,528 | $3,221-52.6% | $2,521-39.4% | $4,764-67.9% |
| Participant deferral / active EE | $4,072 | $4,778-14.8% | $4,049+0.6% | $5,851-30.4% |
| Admin fee / account holder | $897 | $12,195-92.6% | $7,491-88.0% | $11,601-92.3% |