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| Provider | Service type | Compensation |
|---|---|---|
Filed as: IRONWOOD FINANCIAL LLC Service code 27 1926 E. FT. LOWELL ROAD · TUCSON, AZ 85719 | Advisory (Plan) | $34,216 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $18,142 |
Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $4,850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,611 | $106,230-69.3% | $147,080-77.8% | $77,736-58.0% |
| Participation rate | 69.3% | 78.4%-9.0pp | 82.2%-12.8pp | 70.6%-1.2pp |
| Annual return | 31.25% | 56.91%-25.7pp | 420.17%-388.9pp | 31.26%0pp |
| Employer contribution / active EE | $3,567 | $4,072-12.4% | $4,933-27.7% | $2,728+30.7% |
| Participant deferral / active EE | $8,282 | $8,001+3.5% | $8,066+2.7% | $4,651+78.1% |
| Admin fee / account holder | $162 | $338-52.1% | $12,989-98.8% | $433-62.6% |