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| Provider | Service type | Compensation |
|---|---|---|
Filed as: IRONWOOD FINANCIAL LLC Service code 27 1926 E. FT. LOWELL ROAD · TUCSON, AZ 85719 | Advisory (Plan) | $34,216 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $18,142 |
Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $4,850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,611 | $106,110-69.3% | $147,005-77.8% | $77,671-58.0% |
| Participation rate | 69.3% | 78.4%-9.1pp | 82.2%-12.8pp | 70.6%-1.2pp |
| Annual return | 31.25% | 56.77%-25.5pp | 418.76%-387.5pp | 31.21%0pp |
| Employer contribution / active EE | $3,567 | $4,065-12.3% | $4,934-27.7% | $2,726+30.8% |
| Participant deferral / active EE | $8,282 | $7,992+3.6% | $8,070+2.6% | $4,648+78.2% |
| Admin fee / account holder | $162 | $338-52.0% | $13,006-98.8% | $430-62.3% |