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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,524 | $77,920-95.5% | $149,723-97.6% | $75,177-95.3% |
| Participation rate | 33.3% | 65.6%-32.2pp | 78.8%-45.4pp | 67.2%-33.9pp |
| Annual return | 3094.53% | 31.72%+3062.8pp | 134.50%+2960.0pp | 160.75%+2933.8pp |
| Employer contribution / active EE | $278 | $3,138-91.1% | $4,821-94.2% | $2,671-89.6% |
| Participant deferral / active EE | $973 | $3,411-71.5% | $5,682-82.9% | $4,126-76.4% |
| Admin fee / account holder | $43 | $5,951-99.3% | $13,215-99.7% | $5,651-99.2% |