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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,014 | $102,422-82.4% | $147,117-87.8% | $80,959-77.7% |
| Participation rate | 93.6% | 75.9%+17.7pp | 82.2%+11.4pp | 67.7%+25.9pp |
| Annual return | 16.49% | 135.16%-118.7pp | 420.54%-404.1pp | 35.67%-19.2pp |
| Employer contribution / active EE | $2,631 | $3,717-29.2% | $4,932-46.7% | $2,757-4.6% |
| Participant deferral / active EE | $4,783 | $6,652-28.1% | $8,065-40.7% | $4,300+11.2% |
| Admin fee / account holder | $920 | $7,953-88.4% | $12,993-92.9% | $6,925-86.7% |