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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,608 | $167,483-91.9% | $115,752-88.2% | $147,586-90.8% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 82.8%-11.4pp |
| Annual return | 19.75% | 12.11%+7.6pp | 19.41%+0.3pp | 578.59%-558.8pp |
| Employer contribution / active EE | $2,420 | $4,960-51.2% | $3,492-30.7% | $4,876-50.4% |
| Participant deferral / active EE | $4,088 | $7,037-41.9% | $5,204-21.4% | $5,439-24.8% |
| Admin fee / account holder | $782 | $13,069-94.0% | $6,278-87.5% | $10,886-92.8% |