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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,788 | $103,393-59.6% | $87,103-52.0% | $152,909-72.7% |
| Participation rate | 95.0% | 79.4%+15.6pp | 76.9%+18.1pp | 82.5%+12.5pp |
| Annual return | 81.81% | 28.10%+53.7pp | 28.19%+53.6pp | 345.46%-263.7pp |
| Employer contribution / active EE | $1,256 | $3,221-61.0% | $2,521-50.2% | $4,764-73.6% |
| Participant deferral / active EE | $5,190 | $4,778+8.6% | $4,049+28.2% | $5,851-11.3% |
| Admin fee / account holder | $547 | $12,195-95.5% | $7,491-92.7% | $11,601-95.3% |