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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,651 | $177,156-62.4% | $147,027-54.7% | $154,746-56.9% |
| Participation rate | 81.8% | 79.4%+2.5pp | 73.7%+8.1pp | 80.7%+1.1pp |
| Annual return | 10.23% | 21.94%-11.7pp | 20.23%-10.0pp | 172.34%-162.1pp |
| Employer contribution / active EE | $4,622 | $4,336+6.6% | $3,626+27.5% | $4,379+5.6% |
| Participant deferral / active EE | $9,643 | $5,797+66.4% | $4,933+95.5% | $6,730+43.3% |
| Admin fee / account holder | $4,679 | $14,904-68.6% | $12,223-61.7% | $14,365-67.4% |