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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,651 | $212,777-68.7% | $173,703-61.6% | $198,609-66.4% |
| Participation rate | 81.8% | 81.1%+0.8pp | 75.9%+5.9pp | 82.4%-0.6pp |
| Annual return | 10.23% | 18.82%-8.6pp | 17.46%-7.2pp | 202.70%-192.5pp |
| Employer contribution / active EE | $4,622 | $5,214-11.3% | $4,288+7.8% | $5,055-8.6% |
| Participant deferral / active EE | $9,643 | $5,697+69.3% | $4,854+98.7% | $6,977+38.2% |
| Admin fee / account holder | $4,679 | $19,536-76.0% | $15,562-69.9% | $19,030-75.4% |