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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,188 | $217,432-72.8% | $185,849-68.2% | $167,536-64.7% |
| Participation rate | 95.7% | 86.1%+9.6pp | 81.7%+13.9pp | 82.1%+13.5pp |
| Annual return | 14.43% | 148.42%-134.0pp | 122.10%-107.7pp | 478.82%-464.4pp |
| Employer contribution / active EE | $4,429 | $5,875-24.6% | $5,169-14.3% | $4,839-8.5% |
| Participant deferral / active EE | $4,777 | $6,357-24.9% | $5,569-14.2% | $6,342-24.7% |
| Admin fee / account holder | $429 | $19,818-97.8% | $16,244-97.4% | $12,315-96.5% |