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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,857 | $76,608-96.3% | $56,077-94.9% | $145,877-98.0% |
| Participation rate | 78.6% | 63.2%+15.3pp | 52.5%+26.1pp | 80.3%-1.7pp |
| Annual return | 11.83% | 3009.59%-2997.8pp | 1709.28%-1697.4pp | 551.28%-539.5pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,040-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,014 | $2,624-61.4% | $1,954-48.1% | $6,691-84.8% |
| Admin fee / account holder | $436 | $3,325-86.9% | $2,825-84.6% | $13,402-96.7% |