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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,857 | $76,519-96.3% | $56,025-94.9% | $145,897-98.0% |
| Participation rate | 78.6% | 63.2%+15.3pp | 52.5%+26.1pp | 80.3%-1.7pp |
| Annual return | 11.83% | 3017.03%-3005.2pp | 1712.69%-1700.9pp | 552.29%-540.5pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,014 | $2,624-61.4% | $1,955-48.1% | $6,689-84.8% |
| Admin fee / account holder | $436 | $3,331-86.9% | $2,828-84.6% | $13,390-96.7% |