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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,470 | $152,460-93.1% | $118,746-91.2% | $147,586-92.9% |
| Participation rate | 80.0% | 82.3%-2.3pp | 78.3%+1.7pp | 82.8%-2.8pp |
| Annual return | 45.32% | 17.41%+27.9pp | 24.54%+20.8pp | 578.59%-533.3pp |
| Employer contribution / active EE | $1,909 | $5,046-62.2% | $4,193-54.5% | $4,876-60.9% |
| Participant deferral / active EE | $2,230 | $6,212-64.1% | $5,332-58.2% | $5,439-59.0% |
| Admin fee / account holder | $2,265 | $16,953-86.6% | $10,720-78.9% | $10,886-79.2% |