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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,849 | $118,708-85.8% | $98,920-83.0% | $158,982-89.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 11.77% | 372.49%-360.7pp | 196.47%-184.7pp | 302.99%-291.2pp |
| Employer contribution / active EE | $1,754 | $3,334-47.4% | $2,689-34.8% | $4,763-63.2% |
| Participant deferral / active EE | $2,502 | $5,089-50.8% | $4,245-41.1% | $5,983-58.2% |
| Admin fee / account holder | $539 | $10,134-94.7% | $6,643-91.9% | $11,252-95.2% |